What is a mortgage in Slovenia: how to arrange

Since Slovenia in 2004 became a full -fledged state of the European Union, the real estate sphere here has become quite profitable and attractive for investment, they began to grow. Earlier, Slovenia was not so popular among Russian -speaking tourists, although the state is distinguished by picturesque views, the slopes of beautiful mountains and the Mediterranean coast. Therefore, in terms of tourism, the country has become quite prosperous. Moreover, the country is among the most environmentally friendly states in the world. After the country entered the Schengen zone, the number of new buildings increased. However, local residents are not particularly interested in their acquisition, because they are characterized by a rather low income level.

Currently, foreigners who are citizens of states that are not part of the European Union can acquire real estate here only if in the territory of Slovenia they register a legal entity. You can purchase housing on credit by taking a mortgage in one of the banks. The loan can be taken for 180 months, with 8% rate, and the initial contribution should be half the cost of the object. A prerequisite will be the insurance of a real estate object, as well as the life of a person who takes a loan.

If you want to settle in another country, you can buy housing in it, live for some time there and then get citizenship. However, often foreigners attract ads of the type of rent, so they willingly rent it and enjoy living in a foreign state. For some citizens, it is much more convenient, especially if they have a long -term visa.

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