How to buy real estate in Switzerland: what to pay attention

Among the countries attracting a potential buyer, it is worth calling Bulgaria, Turkey, Czech Republic, Spain and, of course, Switzerland-in this country there is something to offer those who wish to buy real estate. What can a foreign buyer encounter here? First of all, he must learn about Switzerland real estate of the concept – heterogeneous value, legal restrictions and mandatory payment of taxes. There is a difference in housing prices in different areas of the country and seasonal price fluctuations. The cost of 1 square meter – from 4 to 10 thousand Swiss francs – Switzerland real estate is quite expensive. There are restrictions on the acquisition of real estate for foreigners. They can buy it only by a residence permit, and receiving such a document can be delayed on the years. They can get it without delay if they are investors or entrepreneurs with an annual income of more than 100 thousand dollars. There is also the maximum size of the living space for the purchase – up to 200 square meters of housing, land – up to 1000 square meters. Having documents and choosing a suitable object, the buyer must do several mandatory actions:- to find an independent Swiss notary for conducting a transaction;- sign a reserve agreement with the owner confirming your intentions;- make a deposit of about 10% on a notary’s trust account;- with it; to make and send a request to the canton to the transaction permission;- check the legality of the transaction and draw up a contract of sale;- transfer the amount of the transaction from the Swiss bank to the same trust account or provide a guarantee of any Swiss bank;- complete the deal by ourselves or entrust this by proxy another person;- register an agreement in the land book. Having become the owner, a foreigner must pay all expenses that are entitled to the transaction. As well as in the future to pay insurance, utilities and taxes – land, property tax and income. The costs are considerable, but the invested funds will be reliably protected.

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